August 2026
All changesVirtual accounts
Create single-use or multi-use NGN virtual accounts to collect bank transfers.
You can now create dedicated NGN virtual accounts and collect bank transfers into them.
- Single-use accounts accept one payment and expire at the time you set, up to 24 hours ahead.
- Multi-use accounts stay open and accept repeated payments.
- List your virtual accounts, find one by its reference or your source reference, and list the transactions paid into it.
Start with the virtual accounts guide or the create virtual account endpoint.